Savings


Credit Union Savings Account

As a local credit union, each of AurGroup’s personal saving accounts is designed to satisfy your specific financial needs. We offer a variety of credit union savings accounts paying highly competitive dividends (or interest rates). Read more about our available credit union savings options in the Cincinnati, OH, area below.


Everyday Savings

An everyday savings account is your primary account. Your initial $5 deposit represents your share of ownership in the credit union. Once you have accumulated $100 on deposit, your dividends are paid monthly on the daily balance in the account.


Secondary Savings

Use these credit union savings accounts to save for a vacation, education, a holiday expense, or any special occasion.


Holiday Club Account

Now you can save specifically for the holidays. Make deposits or automatic transfers to the account throughout the year. In October, your club deposits will automatically transfer to your regular savings account for withdrawal. Only use this account if you are serious about saving—withdrawals are not permitted until it is time for holiday shopping!


Dollar Dog Kids Account

All kids through the age of 12 can enroll in this credit union savings option today! A $5 initial deposit is all a kid needs to open a Dollar Dog Kids Account. For newborns to age six months who open an account, AurGroup will make the initial $5 deposit in the child's name. Kids Club members will receive a special membership card and a $5 deposit when they bring in the birthday card received from Dollar Dog. In addition, we offer exclusive kids club term share certificates, which only require a $250 minimum deposit.


Student Savings Account

Designed with teens in mind, those ages 13 and older can open our Student Account with an initial deposit of $5. Teens may also qualify for a checking account and/or an ATM/Debit Card.* To encourage savings, our teens will be eligible to participate in our exclusive term share certificate program with a minimum deposit of $250. Our teen account holders are encouraged to enroll in our Good Grade Recognition Program.

*A parent or legal guardian must co-sign for checking, debit cards, and loans.


Senior Savings

Members age 62+ can now enjoy even more benefits from their credit union. With an initial deposit of only $5, you can open a Senior Savings account. This account also offers a lifetime of benefits, including one free box of checks each year, a 50% discount on the first year's safety deposit box rental, earning a 1/4% higher rate on eligible term share certificates, and a 1/4% rate discount on most loans with direct deposit of social security, retirement benefits, or payroll checks.


Term Share Certificates

As a supplement to credit union savings accounts, Share Certificates are a great way to maximize your earnings by investing your funds for a specific period. Various terms (3-60 months) are available with a minimum deposit of $500.

Jumbo Certificates are also available for balances of $100,000 and earn 1/4% higher interest on the term selected.

Dividends are paid monthly on the daily certificate balance. As with any certificate program, there are penalties for early withdrawal.