Interest Rates

View Our Competetive Rates Below

The following rates are effective as of

Click the follwoing links to learn about our:

Savings Rates
Account Type: APR%* APY%**
Dollar Dog, Student, Senior 0.02 % 0.02 %
Senior Savings (balances of $5 - $99) 0.02 % 0.02 %
All Savings/IRA's ($100 - $999) 0.02 % 0.02 %
All Savings/IRA's ($1,000 - $9,999) 0.02 % 0.02 %
All Savings/IRA's ($10,000+) 0.06 % 0.07 %

* APR = Annual Percentage Rate. ** APY = Annual Percentage Yield.


Checking Rates
 Account Type:  APR%*  APY%**
 Everyday Checking  no min. balance %  no min. balance %
 Everyday Plus Checking (min $500)  0.01 %  0.01 %
 Investor ($0 - $1,999.99)  0.01 %  0.01 %
 Investor ($2,000 - $14,999.99)  0.01 %  0.01 %
 Investor ($15,000 - $49,999.99)  0.034%  0.035%
 Investor ($50,000 - $99,999.99)  0.074%  0.075%
 Investor ($100,000+)  0.09 %  0.10 %

* APR = Annual Percentage Rate. ** APY = Annual Percentage Yield.
Investor Checking required minimum balance is $2,000. If the balance falls below $2,000, a $7.00 fee will be assessed.


Term Share Certificates
Account Type: APR%* APY%**
 3 month 0.35 % 0.35 %
 6 month 0.50 % 0.50 %
12 month 0.75 % 0.75 %
18 month 0.90 % 0.90 %
24 month 1.05 % 1.05 %
36 month 1.20 % 1.20 %
48 month 1.40 % 1.40 %
60 month 1.65 % 1.65 %

* APR = Annual Percentage Rate. ** APY = Annual Percentage Yield.
Minimum deposit of $500. "minimum" refers to balance required to earn dividends.
Jumbo Term Share Certificates of $100,000 or higher earn 1/4% higher interest rate on select term.
Maximum of 1/4% higher interest rate given to any certificate.


Vehicle Loan Rates

Vehicle loan rates as low as 3.74% APR


* APR = Annual Percentage Rate. Mileage must be less than 70,000 to qualify for 72 month financing. Loan amounts of $ 25,000 or more may qualify for 76 month financing. Loan amounts of $ 30,000 or more may
qualify for 84 month financing.  All rates subject to application and credit approval. Other rates and terms available. APR may adjust depending on credit history and loan to value.


Unsecured Loan Rates

From 4.74 % to 18.50 % APR


Latest Mortgage Loan Rates
Home Equity Line of Credit Rates
 Assumes Prime Rate = 5.0 %   
LTV Rate
Up to 50 % 5.0% - 8.50 % APR
50 % to 80 % 6.0 % - 11.0 % APR
   

Home Equity Fixed Loan Rates
Term LTV
Rate
Up to 5 Year Up to 80 %
4.25 % - 8.0 % APR
5 - 10 Year Up to 80 % 4.75 % - 8.25 % APR
10 - 15 Year Up to 80 % 5.5 % - 9.25 % APR
     

Financial Calculator

Rates are subject to change daily. Please call 513-942-4422 for the most current rates. Click here for disclosures.