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View Our Competitive Rates Below

 

The following rates are effective as of

 

Click the following headings to learn about our:

Account Type:APR%*APY%**
Dollar Dog, Student, Senior 0.02 % 0.02 %
Senior Savings (balances of $5 - $99) 0.02 % 0.02 %
All Savings/IRA's ($100 - $999) 0.02 % 0.02 %
All Savings/IRA's ($1,000 - $9,999) 0.02 % 0.02 %
All Savings/IRA's ($10,000+) 0.06 % 0.07 %

** APY = annual percentage yield. Rates are subject to change. The member Loyalty Money Market Account rate includes a 1% bonus for new money ($10,000 min.) deposited by current members (member as of 7/1/2023).

Account Type:APY%**
AurMoney Market Account ($10,000 - $49,999.99) 2.0 %
AurMoney Market Account ($50,000 - $99,999.99) 2.5 %
AurMoney Market Account ($100,000+) 3.0 %
Loyalty Market Account ($10,000 - $49,999.99) 3.0 %
Loyalty Market Account ($50,000 - $99,999.99) 3.5 %
Loyalty Market Account ($100,000+) 4.0 %

** APY = Annual Percentage Yield.

Account Type:APR%*APY%**
Everyday Checking no min. balance % no min. balance %
Everyday Plus Checking (min $500) 0.010 % 0.010 %
Investor ($0 - $1,999.99) 0.010 % 0.010 %
Investor ($2,000 - $14,999.99) 0.010 % 0.010 %
Investor ($15,000 - $49,999.99) 0.034 % 0.035%
Investor ($50,000 - $99,999.99) 0.074 % 0.075%
Investor ($100,000+) 0.090 % 0.100 %

* APR = Annual Percentage Rate. ** APY = Annual Percentage Yield.
Investor Checking required minimum balance is $2,000. If the balance falls below $2,000, a $7.00 fee will be assessed.

Account Type:APR%*APY%**
3 month 0.50 % 0.50 %
6 month 2.50 % 2.50 %
12 month 3.00 % 3.00 %
18 month 1.60 % 1.60 %
24 month 1.70 % 1.70 %
36 month 1.80 % 1.80 %
48 month 1.40 % 1.40 %
60 month 1.50 % 1.50 %

* APR = Annual Percentage Rate. ** APY = Annual Percentage Yield.
Minimum deposit of $500. "minimum" refers to balance required to earn dividends.
Jumbo Term Share Certificates of $100,000 or higher earn .25% higher interest rate on select term.
Maximum of .25% higher interest rate given to any certificate.

Vehicle loan rates as low as 6.74% APR

Rate reflects 0.25 point discount for automatic payment and checking.

* APR = Annual Percentage Rate. Mileage must be less than 70,000 to qualify for 72-month financing. Loan amounts of $ 25,000 or more may qualify for 76-month financing. Loan amounts of $ 30,000 or more may qualify for 84-month financing.  All rates are subject to application and credit approval. Other rates and terms are available. APR may adjust depending on credit history and loan to value.

From 6.99 % to 18.50 % APR

Assumes Prime Rate = 8.50% 
Rate reflects 0.25 point discount for automatic payment and checking.
LTVRate
Up to 50 % 7.24% - 11.99 % APR
50 % to 80 %
7.50 % - 14.50 % APR

Fixed Rate Home Equity Loans

Rate reflects 0.25 point discount for automatic payment and checking.
TermUp ToRate
Up to 5 Year
Up to 80 %
Up to 90 %
6.24 % - .9.74 % APR
6.74 % - 10.25 % APR
6 - 10 Year
Up to 80 %
Up to 90 %
6.74 % - 10.99 % APR
7.74 % - 12.99 % APR
11 - 15 Year
Up to 80 %
Up to 90%
7.49 % - 11.24 % APR
7.74 % - 12.99 % APR

Rates are subject to change daily. Please call 513-942-4422 for the most current rates. Click here for disclosures.